Effective Date: October 1, 2017
Welcome to the Greetings4Meetings family! These Terms of Service and User agreement cover your use and access to greetings4meetings.com. Review with care.
The following is the Terms of Service and User agreement ("agreement") between Greetings4Meetings, LLC on behalf of itself and its affiliates, PO Box 651525, Vero Beach, FL 32965, ("G4M," “Greetings4Meetings”, "we," "us," or "our") and "you", the user. This agreement applies to the Greetings4Meetings' websites (including, without limitation, greetings4meetings.com, 12steptrinkets.com, onceapickledesigns.com) and related mobile applications (any, an "App") that post this agreement, and any available interactive features, downloads, applications/apps, widgets or other outlets that post or include a link to this agreement (collectively, the “Greetings4Meetings Platforms” or “G4M Platforms”). This agreement applies to your use of the digital content available through G4M Platforms, regardless of whether accessed via computer, mobile device or otherwise. To use the digital content available through the G4M Platforms, you will need a device that meets the system and compatibility requirements for the relevant products and services, which may change from time to time, and such system requirements are your responsibility. By accessing, browsing, and/or using the G4M Platforms (including purchasing any products and services), you acknowledge that you have read, understand, and agree to be bound by the terms of this agreement, as well as our Privacy Policy and further agree to comply with all applicable laws and regulations. There may be times when we offer a service or feature that has its own written terms and conditions that apply in addition to this agreement ("Additional Terms"). In those cases, the Additional Terms will control to the extent there is a conflict with this agreement, unless the Additional Terms state otherwise. If you access one of our Apps on or through a third-party platform, such as Apple's App Store, Google Play and other third-party platforms (any, an "App Platform"), you and G4M acknowledge that (a) you enter this agreement with G4M only, and not with the App Platform, (b) the App Platform is not a party to this agreement, and (c) G4M, not the App Platform, is responsible for the App.

ARBITRATION NOTICE: Except for certain types of disputes described in the "Governing Law; Disputes; Arbitration" section below, you agree that all disputes between you and G4M regarding this agreement and your use of the Platforms will be resolved by binding, individual ARBITRATION, and you waive your right to participate in a class action lawsuit or class-wide arbitration.

THE TERMS OF THIS AGREEMENT CONTAIN WARRANTY DISCLAIMERS AND OTHER PROVISIONS THAT LIMIT OUR POTENTIAL LIABILITY TO YOU. PLEASE READ THIS AGREEMENT IN ITS ENTIRETY. If you do not agree to the terms of this agreement, please do not use any of the G4M Platforms.

Eligibility
By using the G4M Platforms, you warrant and represent that (a) you are 18 years of age or older or the age of majority in the jurisdiction where you reside; or (b) that your parent or legal guardian has reviewed this agreement and agrees to its terms on your behalf. If you (or your parent or legal guardian) do not agree to the terms of this agreement, you must immediately discontinue use of the G4M platforms and uninstall any apps that you have installed from the App Platform. You further warrant and represent that all information you provide to us when you use the G4M Platforms is and will remain complete and accurate.

Ownership of Materials; Licenses
The G4M Platforms include all materials that are included in or are otherwise a part of the G4M Platforms (including past, present and future versions of the G4M Platforms), including, without limitation: graphics; layout; text; instructions; images; trademarks; logos; service marks; audio; videos; designs; ringtones; wallpapers; games; contests and sweepstakes; voting; technology; applications; artwork; information; data; designs; compilation; advertising copy; domain names; any and all copyrightable material (including source and object code); the proprietary design of the G4M Platforms; the compilation, assembly and arrangement of the materials of the G4M Platforms; and all other materials related to the G4M Platforms (collectively, "Materials"). Subject to your strict compliance with this agreement and any Additional Terms, G4M hereby grants to you a limited, personal, revocable, noncommercial, nonexclusive, non-assignable, and nontransferable license to access and view the Materials (excluding source and object code, other than as made available to access and use via standard web browsers to enable display on your device); and, if you use one of our Apps on an App Platform, to use the App as permitted by the Usage Rules set forth in the App Platform's Terms of Service. No other use of the G4M Platforms or Materials is authorized.

The products, technology, or processes described or used on the G4M Platforms may be the subject of intellectual property rights owned or licensed by G4M or other third-parties. Except for the limited license granted above, nothing contained in this agreement or anywhere else on the G4M Platforms confers to you in any manner, whether by implication, estoppel or otherwise, any license, title, or ownership of or to any intellectual property right of G4M or any third-party. G4M reserves all rights not expressly granted by this agreement. When you use the G4M Platforms, you must: (a) keep intact all copyright, trademark and other proprietary notices; (b) make no modifications to the G4M Platforms or Materials; and (c) not copy or adapt any object code associated with the G4M Platforms, reverse engineer, modify or attempt to discover any source code associated with the G4M Platforms (nor allow or assist any third-party to do so).

You agree that you will not: (a) sell, resell, copy, transfer, reverse engineer, disassemble, decompile, create derivative works of, or allow third-party access to the G4M Platforms, that you will not use, post, transmit, or introduce any device, software, or routine which interferes or attempts to interfere with the operation of the G4M Platforms; (b), any action that imposes an unreasonable or disproportionately large load on the infrastructure of the G4M Platforms. You will use the G4M Platforms, or (c) including by use of any robot, scraper,or other data mining technology or process, frame, mask, extract data or other materials from, copy or distribute any portion of the G4M Platforms (except as may be a result of standard search engine or Internet browser usage). You will use the G4M Platforms solely for your own personal use and will not make the G4M Platforms available to any third-party for any reason.

Social Distribution
G4M grants you the limited, revocable permission, subject to the restrictions in this agreement, to engage in the following personal uses of Materials that include the ability to share Materials with others ("Social Distribution"): (a) sending Materials to friends or acquaintances or posting and displaying a copy of Materials on a personal, non-commercial website, provided that you do not charge for access to the Materials or associate those Materials with advertising; or (b) posting and displaying a copy of the Materials on a third-party website that permits users to post content, so long as the posting is allowed pursuant to the third-party website's terms and conditions and policies, and provided that the third-party website does not charge for access to those materials or associate those materials with products, services or advertising. If you engage in Social Distribution, you agree that you will not post any performance claims about an G4M product or service through your Social Distribution and that only G4M may make claims, promises or statements on behalf of G4M about its products and services. You also agree that you will not imply that you and G4M or any G4M brand are affiliated in any way or that G4M approves of your Social Distribution. Except as otherwise permitted by this agreement, you may not make any use of or license, distribute, reproduce, or otherwise exploit any part of the Materials. G4M may, and reserves the right to, revoke G4M's permission for Social Distribution at any time and for any reason, and you agree to immediately cease Social Distribution upon notice of revocation and to comply with any terms we post relating to the Social Distribution of Materials.

Using Your Own Content
G4M may allow you to upload your own photos, videos, artwork, text and other materials ("User Content") to the G4M Platforms. If we do and you do so, you are subject to the conditions outlined in this agreement. When you upload User Content to the G4M Platforms, you are representing and warranting that you own the User Content or have full rights to its use in accordance with this agreement. You are also representing and warranting that the User Content you upload does not violate the Acceptable Use Policy as discussed below. As a user of the G4M Platforms, you also represent and warrant in relation to the User Content that:
You have obtained the consent of all individuals mentioned or pictured in the User Content; Uploading the User Content onto the G4M Platforms will not infringe the privacy of any individual or violate any applicable law; and Uploading the User Content onto the G4M Platforms and any subsequent publication of such User Content does not infringe the intellectual property rights of any third-party.
You remain the owner of any User Content you submit on the G4M Platforms, subject to the license you grant to G4M through this agreement. You grant G4M an unrestricted, worldwide, irrevocable, perpetual, assignable, transferable, sub-licensable (through multiple tiers), and royalty-free license (but not obligation) to host, use, copy, distribute, display, prepare derivative works of, perform, modify, translate, store or otherwise exploit all or any portion thereof for the creation, publication, use, and transmission of your User Content, on or through any media, technology or device now known or hereafter developed. You agree that we may also use your User Content while performing testing, training and/or archiving of our and our affiliates' systems. You authorize G4M to publish your User Content in a searchable format that may be accessed by users of the G4M Platforms and the Internet. Except as prohibited by law, you waive any moral rights you may have in any User Content you submit. You agree that G4M has no obligation to monitor or enforce your intellectual property rights to your User Content, but that G4M has the right to protect and enforce its and its licensees' rights to your User Content. You further acknowledge and agree that G4M will not have any obligation to you regarding User Content, including but not limited to any errors contained within User Content, and that G4M may or may not monitor, display or accept your User Content and may delete it at any time. Except as otherwise expressly described in our Privacy Policy or any applicable Additional Terms, your User Content will be treated as non-confidential and non-proprietary. G4M will not be liable for any use or disclosure of your User Content to anyone, including but not limited to claimed intellectual property owners.

Mobile Features
The G4M Platforms may offer features and services that are available to you via your mobile phone or other mobile device. These features and services may include, without limitation, the ability to upload User Content to the G4M Platforms, receive messages (e.g., SMS and MMS messages, in-App messages, and on-device notifications) from the G4M Platforms, download applications to your mobile phone or device, or access G4M Platforms features (collectively, the "Mobile Features"). We may charge you for Mobile Features. Also, standard messaging, data and other fees may be charged by your carrier as a result of your use of, of your access to, Mobile Features. Fees and charges will appear on your mobile bill or be deducted from your pre-paid balance. Your carrier may prohibit or restrict certain Mobile Features and certain Mobile Features may be incompatible with your carrier or mobile device. G4M makes no representation that its Mobile Features will be compatible with any particular mobile device. Contact your carrier with questions regarding these issues. If you have registered for Mobile Features, you agree that we may send communications to your mobile device regarding G4M, or other parties, and collect information related to your use of the Mobile Features. You agree to notify us of any changes to your mobile number and update your account(s) on the G4M Platforms to reflect any such changes. If you receive SMS or MMS messages from G4M or one of the Platforms, you may opt-out of such messages by texting "STOP" to the applicable short code for the mobile feature. You may also text "HELP" or contact us for support.

In addition to the other restrictions and limitations contained in this agreement, G4M is not responsible for failures in the performance of Mobile Features, including but not limited to, the delivery of electronic messages or electronic greeting cards (“cards” or “eCards”) via the Mobile Features because of any technical issues. For example, G4M is not responsible if your electronic message or card is not delivered because:
• the recipient declines delivery;
• the recipient uses an unsupported carrier;
• the recipient's mobile device or computer cannot display video messages;
• the recipient's plan does not provide for video messaging;
• the recipient's carrier is unable to deliver messages to the recipient;
• the recipient's network connection is interrupted during message delivery; or
• either your carrier or the recipient's carrier does not support video messaging.

There may be other reasons for a delivery failure as well. G4M does not provide refunds for electronic messages or cards that are not delivered due to technical issues for which G4M is not responsible.

If you sign up to receive promotional or marketing text messages (including SMS and MMS messages) from us, you acknowledge and agree that we may send such messages using an auto dialer to the number you provide. You acknowledge and agree that you are not required to receive our text messages, and that you are not required to agree to receive text messages as a condition of purchasing any property, goods, or services.

If G4M provides functionality for you to send an eCard via text message (including using SMS and MMS technologies) and you send such a text message, you represent and warrant that you have the consent of the recipient to send that text message. You further acknowledge and agree that, as between you and G4M, you are the sender of such an eCard and G4M acts merely as a delivery agent.

Acceptable Use Policy
G4M has adopted the following Acceptable Use Policy to ensure that the G4M Platforms are used in a lawful and appropriate manner. While G4M does not ordinarily monitor your use of the G4M Platforms, it reserves the right to investigate reports of misuse of the G4M Platforms and its services, to protect G4M's property and assets, and to otherwise exercise G4M's traditional editorial functions. You are prohibited from transmitting the following to, on, or through the G4M Platforms:
• Material or User Content that you do not have the legal right to use, or that otherwise violates another person's intellectual property rights;
• Harassing, abusive, or threatening messG4Mes or User Content;
• Obscene or pornographic messG4Mes, imG4Mes, or User Content;
• Defamatory or libelous messG4Mes or User Content;
• Viruses or other harmful, disruptive, or destructive files; or
• Illegal or fraudulent messG4Mes or User Content, or that which promotes illegal or fraudulent conduct.
You also may not use the G4M Platforms to:
• Steal passwords or credit card information, nor attempt to do so;
• Conceal or misrepresent the identity of the sender or uploader, nor attempt to do so;
• Advertise or promote a product or service except those provided on the G4M Platforms (e.g., pyramid schemes and multi-level marketing schemes are prohibited);
• Misrepresent yourself or impersonate any other person, user, or company;
• Publicly share or disseminate any other person's personal information (including, without limitation, address, phone number, email address, credit card number, or any other information that may be used to track, contact, or impersonate that individual); or
• DamG4Me the G4M Platforms or anyone's computer.

In addition, if you use one of our Apps on an App Platform, you acknowledge and G4Mree that your use of the App is also subject to the App Platform's UsG4Me Rules, and that you must also comply with all applicable third-party terms of G4Mreement when using the App.
You are solely responsible for your actions and communications undertaken or transmitted using the Platforms and your account with G4M.

Intellectual Property
All the Materials available on the G4M Platforms are owned by G4M or its licensors. The Materials are protected by copyright, trademark and other intellectual property laws.

GREETINGS4MEETINGS™ and other trademarks, service marks and logos that we use, are trademarks of G4M. Third-party trademarks that appear on the G4M Platforms are the property of their respective owners. Your use of any of the trademarks displayed on the G4M Platforms without express written permission from G4M or the trademarks’ owners is strictly prohibited.

Digital Millennium Copyright Act Notices
G4M respects intellectual property rights. If you believe your copyrighted work has been copied or posted on or through the G4M Platforms in a way that constitutes copyright infringement, then please contact us as admin@greetings4meetings.com and provide the following information:
• A description of the copyrighted work that you believe has been infringed;
• A description of what the allegedly infringing work is;
• A Description of the location where the allegedly infringing work is located on the G4M Platforms;
• An address and telephone number where you can be contacted, including an email address if possible;
• A statement that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent or the law;
• A physical or electronic signature of a person authorized to act on behalf of the owner of the copyright; and
• A statement, made under penalty of perjury, that the above information in the notice is accurate and that the signatory is the copyright owner or is authorized to act on behalf of the copyright owner.
Consult your legal advisor before filing an infringement notice, because there can be penalties for false claims.

Spam and Other Technical Restrictions
You may not use the G4M Platforms to send electronic messages, cards, or other content to mailing lists or to any person to which you do not have full rights or to send unsolicited bulk or commercial messages. In addition, the use of automated scripting-type programs that automate the process of sending or viewing any of the Materials is strictly prohibited. G4M reserves the right to limit, in its sole discretion and without prior notice to you and notwithstanding any other terms of this agreement, the number of electronic messages or cards or the amount of other content that you may send using the G4M Platforms or the number of recipients to whom you send such cards, messages, or other content. You are solely responsible for your actions and communications undertaken or transmitted using the G4M Platforms and your account with G4M. Neither we nor our affiliates exercise editorial control over your transmissions; however, we do reserve the right to review your uploaded User Content and transmissions to ensure compliance with this agreement.

Social Features
You may choose, at your sole and absolute discretion and risk, to use applications or other functionality that enable interactions between the G4M Platforms and a third-party website or online service (each, an "Application"), such as linking your profile on any of the G4M Platforms with a third-party website or enabling you to "like" a product or "share" content on other websites. Such Applications may interact with, connect to or gather and/or pull information from and to your profile on the G4M Platforms. By using such Applications, you acknowledge and agree to the following: (i) if you use an Application to share information relating to your G4M Platform accounts, you are consenting to the information about your account being shared; (ii) your use of an Application may cause personally identifying information to be publicly disclosed and/or associated with you, even if G4M has not provided such information; and (iii) your use of an Application is at your own option and risk, and you will hold G4M harmless for the sharing of information relating to your G4M Platform accounts that results from your use of an Application. You must read all log-in boxes and other pop-up boxes closely for notices about sharing your account information with, through or by any other means identified on an Application.

Third-Party Links, Advertisements and Products
G4M may feature on the G4M Platforms, in its newsletters, or in other communications to you, links to third-party websites, social media platforms, or other services. These may appear in the form of text links, advertisements, banners, buttons, integrated gift services, digital cash, digital gift certificates, or otherwise. Accordingly, you expressly acknowledge and agree that we are in no way affiliated with such third-party sites or otherwise responsible or liable for your use of any such third-party sites or online features. Your use of such services is subject to the terms and conditions established by such third-parties. THE INFORMATION, CONTENT, AND PRODUCTS (INCLUDING GOODS AND SERVICES) AVAILABLE THROUGH ANY THIRD-PARTY LINKS (COLLECTIVELY, "THIRD-PARTY PRODUCTS") ARE OFFERED BY INDEPENDENT ENTITIES, WHICH ARE NOT AFFILIATED IN ANY WAY WITH G4M. YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT G4M IS NOT RESPONSIBLE OR LIABLE TO YOU IN ANY WAY FOR YOUR USE OF THIRD PARTY SITES OR YOUR PURCHASE OF THIRD-PARTY PRODUCTS. YOUR CORRESPONDENCE AND BUSINESS DEALINGS WITH THIRD-PARTIES FOUND THROUGH THE G4M PLATFORMS, INCLUDING, WITHOUT LIMITATION, THE PAYMENT AND DELIVERY OF PRODUCTS AND SERVICES, INCLUDING (IF APPLICABLE) IN-APP PURCHASES, GIFT CARDS AND ANY TERMS, CONDITIONS, WARRANTIES, AND REPRESENTATIONS ASSOCIATED WITH ANY SUCH DEALINGS, ARE SOLELY BETWEEN YOU AND THE THIRD-PARTY AND G4M IS NOT IN ANY WAY RESPONSIBLE FOR YOUR USE. G4M WILL NOT REIMBURSE OR INDEMNIFY YOU FOR ANY LOSSES YOU MAY INCUR BECAUSE OF TRANSACTIONS WITH ANY THIRD-PARTY. There may be circumstances where access to the G4M Platforms is provided by a link located at another website. Neither G4M nor its affiliates make any representations or give any warranties with respect to any information contained in or at these other sites and neither G4M nor its affiliates shall be liable for any damages or injury arising from the content of these other sites. Neither G4M nor its affiliates endorse the individuals, companies, or other similar entities, or any products, services or materials associated with such individuals, companies, or other similar entities, that provide a link to the G4M Platforms.

Sweepstakes, Contests & Promotions
The G4M Platforms may contain or offer sweepstakes, contests, or other promotions, which may be governed by a separate set of official rules and have eligibility requirements, such as certain age or geographic area restrictions. It is your responsibility to read the applicable rules to determine whether your participation, registration or entry will be valid or restricted and to determine the sponsor's requirements of you regarding the applicable sweepstakes, contest, or promotion.

Purchase of Products and Services
Some of the features of the G4M Platforms, including the purchase of electronic and paper cards, TShirts, gift novelties, digital products, services, memberships and subscriptions (collectively, "Products and Services"), and the delivery thereof, will require you to pay a fee. You agree to pay those amounts shown to you during the checkout or similar process and understand that Products and Services are not returnable for any reason. The delivery of any Products and Services to you does not transfer any commercial or promotional rights in the Products and Services. You may not resell, rent, lease or provide the Products or Services to any person and you shall not modify, publish, participate in the transfer or sale of, reproduce, or create new works from, any of the Products or Services in whole or in part. You are specifically prohibited from using any of the Products or Services to send commercial advertising or mass mailings of any kind. G4M may also impose limits on certain features and services or restrict your access to parts or all the Product and Services without notice or liability. Once you download a digital product from the G4M Platform, it is your responsibility not to lose, destroy or damage it.
You understand that the Products, Services and content we provide on the G4M Platforms is subject to change at any time, and that Products, Services and content may be added or removed at G4M's discretion. Such changes may include, among other things: the addition or removal of content, Products and/or Services, the requirement that you pay to have access to certain content, Products and/or Services and content, Products and/or Services that you have previously paid for being made available at no charge. If you choose to send content through the G4M Platforms on a per send basis, you may send the content you have purchased for 30 days. Any subsequent sends, even of the same content, will require additional payment. There is no refund for per send content.

Subscriptions
If you subscribe to become an G4M member through the G4M Platform (a "Subscription"), we will charge the applicable Subscription fee (to the payment method supplied in your Personal Account at the time of purchase).
Occasionally, we offer trial periods during which customers register for a Subscription and enjoy all the Subscription benefits on a trial basis. If you sign up for a trial period and cancel during the trial period, the payment information provided will not be billed. If you do not cancel during the trial period we will automatically charge the applicable Subscription fee to the payment method that you have supplied during the registration process.
If you redeem a promotional Subscription or gift Subscription, you will not be required to provide payment information to access your subscription benefits for the length of the term applicable to the promotional or gift Subscription. Please note that promotional Subscriptions and gift Subscriptions differ from a trial Subscription in this regard. If you choose to remain a Subscriber past the applicable term for a gift or promotional Subscription, you will be required to provide payment information (such as a credit card number) to maintain Subscription benefits.

Cancellation Process
You may cancel your Subscription and request a refund only within thirty (30) days after your payment has been processed. For cancellation, contact admin@greetings4meetings.com.

Auto-Renewal Program
Annual Subscriptions will automatically be renewed at the end of the Subscription term unless: (1) you cancel your renewal during your Subscription period; or (2) you request a cancellation within 30 days after your renewal payment has been processed. Other than these terms, no refund will be given for early cancellation. To cancel, contact admin@greetings4meetings.com.

Personal Account
If you purchase any Products or Services on the G4M Platform you will be required to register and set up a personal account ("Personal Account"). You are responsible for the accuracy of the information included in your Personal Account. Your Personal Account will be protected in accordance with our Privacy Policy. You are responsible for: (1) keeping your Personal Account up to date and updating information as necessary; and (2) maintaining the confidentiality of your Personal Account including all registration information and any passwords assigned to you. You agree to accept responsibility for all activity that occurs on your Personal Account. You may not: (1) use an account of another person with the intent to impersonate that person; (2) use an account to which another person has rights without such person's authorization, or (3) establish or maintain a Personal Account which is used regularly by multiple individuals who have not obtained their own respective Personal Accounts. Failure to comply with the foregoing shall constitute a breach of this agreement, which may result in immediate termination of your Personal Account.
You are responsible for all usage or activity on your Personal Account, including the use of the account by any third-party authorized by you to use your password. Any fraudulent, abusive, or otherwise illegal activity may be grounds for termination of your Personal Account and any Subscription(s), in our sole discretion. G4M reserves the right to disclose any personal information included in your Personal Account or related to your use of the G4M Platforms, Products and Services, to third-parties while investigating abuse of our Products and Services and to forward such information to appropriate law enforcement agencies upon request from such agency even if such request does not relate to abuse of our Products and Services. You must notify G4M of any known or suspected unauthorized use of your Personal Account, or any known or suspected breach of security, including loss, theft, or unauthorized disclosure of your password or credit card information.
If you are under the age of 18, you may only purchase Products or Services with the permission of a parent or guardian.
G4M reserves the right to refuse service, terminate accounts or cancel orders in its sole discretion. G4M reserves the right to terminate your Personal Account for violation of any of these rules.

Payment of Fees and Charges
You agree that you will pay all fees and charges that may be accrued by or relating to your Personal Account at the rates in effect for the billing period in which such fees and charges are incurred. G4M reserves the right in its sole discretion to bill fees and charges to any of the payment methods you have included in your Personal Account. Billing occurs at the time of purchase. Rates may change at any time but G4M shall not change the price for your Annual Subscription during the year of your Subscription. G4M does not provide price protection or refunds if the price for Products or Services previously purchased by you is lowered or is part of a promotional offer. All Products or Services purchased on a non-Subscription basis (individual downloads, shipped products, paper cards, per send iPad content, etc.) or promotional offerings are final and non-refundable. For information about refunds on a Subscription, refer to the section titled, "Subscriptions".
All purchases include applicable sales taxes in effect at the time of purchase and will be based on the bill-to address provided in the Personal Account. No customers are eligible for tax exemptions for purchases made on this site.

Methods of Payment
If you purchase Products and Services, you must provide a method of payment to G4M, such as a credit card account number or a checking account number. G4M will charge or debit the then-current Subscription price to your method of payment. If you have purchased a Subscription, G4M will automatically renew your Subscription and charge your method of payment at the end of the applicable term for the then-current Subscription fee in accordance with our auto-renewal program as stated in this agreement. G4M charges a separate service fee for payments made by a checking account (to offset the cost of this payment method). Any service fee charges are non-refundable. In no event will G4M be liable for any NSF or other bank fees resulting directly or indirectly from any debits to your checking account.
Certain Products and Services can be purchased through Premium SMS Billing. These charges are processed by your mobile phone carrier, and third-parties designated by your carrier. The charges will appear on your mobile phone bill during the next billing cycle after your purchase. Purchases made by Premium SMS are final and non-refundable, even in the event of technical incompatibility or non-functionality of the content. Questions or problems relating to Premium SMS Billing should be addressed to your mobile phone carrier.
If you purchase an app, music, or other content through an App Platform, the App Platform will process your payment, subject to its own privacy policy and terms of use. For such purchases, we do not receive your credit or debit card data or other payment account details. We may share information with the app store about your purchase and download of the app, music or other content for the purposes of confirming your purchase and successful download, resolving your questions or complaints, or authorizing a refund.

Photos, Videos & Other Media Limitations
The G4M Platforms may not be used as a media storage service. We will not store photos, videos or other media for longer than 13 months (and in our sole discretion and without liability, we may remove photos before thirteen months). We cannot guarantee the availability of media storage, or of the quality or resolution of any media saved on the G4M Platforms. Additionally, we may reduce the size or resolution of any media you submit on the G4M Platforms to make them compatible with our systems and processes.

Widgets
The G4M Platforms may provide certain content that you may choose to include on your personal web page, blog, page on a social networking site, or similar page ("Personal Page") by pasting into your Personal Page the HTML or other code provided by G4M and labeled as embed code (or a similar identifying label) ("Widget"). G4M grants you a limited, revocable license, subject to the restrictions in this agreement, to include the Widget, as provided by G4M (without editing) on your Personal Page only. You agree that you will not include or otherwise make available a Widget on a web page or website containing content that is distasteful, unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable (in G4M's sole opinion). As described in the "Disclaimer of Warranties" section of this agreement, G4M makes no specific warranties about Widgets. G4M may discontinue providing the services necessary for the Widgets to operate at any time for any reason without any liability to you. In addition, G4M may disable Widgets that you include on any Personal Page if you violate this agreement (as determined by G4M in its sole discretion) or for any or no reason, without any liability to you. You agree that G4M's license grant to you to use a Widget on your Personal Page does not provide you with any intellectual property rights, including copyrights, in the materials made available via any Widget. You agree to not sell, lease, hypothecate, transfer, license, distribute, reproduce, encumber or otherwise exploit the content made available in a Widget, in whole or in part, without the express written consent of G4M. You agree to include, and not remove or alter, G4M's trademark, copyright or other proprietary rights notices, as provided by G4M on the Widget. You also agree to not use (or attempt to use) the Widget to display content other than the content provided or intended by G4M to be displayed via a particular Widget. Except as expressly stated otherwise, the Widget and all content provided through the Widget are subject to this agreement in their entirety.

Disclaimer of Warranties
THE G4M PLATFORMS (INCLUDING, WITHOUT LIMITATION, THE MATERIALS, INFORMATION, LINKS, MESSAGES, PRODUCTS OR SERVICES PROVIDED ON THE G4M PLATFORMS, WIDGETS, MOBILE FEATURES, SOCIAL DISTRIBUTION, AND WIDGETS) ARE PROVIDED ON AN "AS IS," "AS AVAILABLE," AND "WITH ALL FAULTS" BASIS, WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, TITLE, CUSTOM, TRADE, QUIET ENJOYMENT, SYSTEM INTEGRATION AND FREEDOM FROM COMPUTER VIRUS. APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.
WITHOUT LIMITING THE FOREGOING, G4M AND ITS SUBSIDIARIES AND AFFILIATED COMPANIES, AND THEIR RESPECTIVE OFFICERS, DIRECTORS, MANAGERS, EMPLOYEES, AGENTS, SUPPLIERS, VENDORS, CONTENT PROVIDERS, LICENSORS, LICENSEES, AND OTHER REPRESENTATIVES (EACH AN "G4M PARTY" AND, COLLECTIVELY, THE "G4M PARTIES") DO NOT WARRANT THAT YOUR USE OF THE G4M PLATFORMS WILL BE ERROR-FREE, TIMELY, UNINTERRUPTED, OR SECURE; THAT DEFECTS OR ERRORS WILL BE CORRECTED; OR THAT THE G4M PLATFORMS OR THE SERVER THAT MAKES THE G4M PLATFORMS AVAILABLE IS FREE FROM ANY HARMFUL COMPONENTS, INCLUDING, WITHOUT LIMITATION, VIRUSES. THE G4M PARTIES DO NOT MAKE ANY REPRESENTATIONS OR WARRANTIES THAT THE INFORMATION ON THE G4M PLATFORMS IS ACCURATE, COMPLETE, OR USEFUL. YOU ACKNOWLEDGE THAT YOUR USE OF THE G4M PLATFORMS IS AT YOUR SOLE RISK. YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE G4M PLATFORMS AND YOUR RELIANCE THEREON. NO OPINION, ADVICE, OR STATEMENT OF ANY G4M PARTY, WHETHER MADE ON THE G4M PLATFORMS, OR OTHERWISE, SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED HEREIN.
YOU UNDERSTAND THAT BY USING THE G4M PLATFORMS YOU ACT AT YOUR OWN RISK, AND YOU REPRESENT AND WARRANT THAT YOUR ACTIVITIES ARE LAWFUL IN THE JURISDICTION(S) WHERE YOU ACCESS OR USE THE G4M PLATFORMS. THE G4M PARTIES NEITHER ENDORSE NOR ARE RESPONSIBLE FOR ANY OPINION, ADVICE, INFORMATION, STATEMENT, OR USER CONTENT MADE OR DISPLAYED ON THE G4M PLATFORMS BY THIRD-PARTIES (INCLUDING ANY USER OF THE G4M PLATFORMS) AND SPECIFICALLY DISCLAIM ANY RESPONSIBILITY OR LIABILITY TO ANY PERSON OR ENTITY FOR ANY LOSS, DAMAGE (WHETHER ACTUAL, CONSEQUENTIAL, PUNITIVE OR OTHERWISE), INJURY, CLAIM, LIABILITY OR OTHER CAUSE OF ANY KIND OR CHARACTER BASED UPON OR RESULTING FROM G4M CONTENT OR USER CONTENT OBTAINED ON OR THROUGH THE G4M PLATFORMS. PLEASE REMEMBER THAT IT IS YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY AND RELIABILITY OF ANY OPINION, ADVICE, INFORMATION OR STATEMENT AVAILABLE ON THE G4M PLATFORMS. A POSSIBILITY EXISTS THAT THE G4M PLATFORMS COULD INCLUDE INACCURACIES OR ERRORS. ADDITIONALLY, A POSSIBILITY EXISTS THAT UNAUTHORIZED ALTERATIONS COULD BE MADE TO THE G4M PLATFORMS BY THIRD-PARTIES. ALTHOUGH WE ATTEMPT TO ENSURE THE INTEGRITY OF THE G4M PLATFORMS, THE G4M PARTIES MAKE NO GUARANTEES AS TO THE COMPLETENESS OR CORRECTNESS OF THE G4M PLATFORMS. G4M IS ALSO NOT RESPONSIBLE FOR ANY FAILURE OF ELECTRONIC MESSAGES, CARDS, OR OTHER CONTENT REACHING THEIR INTENDED RECIPIENTS OR TO REACH SUCH RECIPIENTS ON THE DATE SPECIFIED BY THE SENDER. THE MATERIALS AVAILABLE ON THE G4M PLATFORMS ARE SUBJECT TO CHANGE WITHOUT NOTICE.
G4M AND YOU ACKNOWLEDGE THAT THE APP PLATFORM (IF YOU ARE USING ONE OF OUR APPS ON AN APP PLATFORM) HAS NO OBLIGATION TO FURNISH ANY MAINTENANCE AND SUPPORT SERVICES WITH RESPECT TO THE APP.
IF YOU ARE USING ONE OF OUR APPS ON AN APP PLATFORM, THEN NOTWITHSTANDING ANYTHING TO THE CONTRARY IN THESE TERMS, AND SUBJECT TO THESE TERMS, G4M AND YOU ACKNOWLEDGE THAT AS BETWEEN THE APP PLATFORM AND G4M, G4M IS RESPONSIBLE FOR ADDRESSING ANY CLAIMS YOU MAY HAVE RELATING TO THE APP OR YOUR POSSESSION AND/OR USE OF THE APP, INCLUDING, BUT NOT LIMITED TO: (I) PRODUCT LIABILITY CLAIMS; (II) ANY CLAIM THAT THE APP FAILS TO CONFORM TO ANY APPLICABLE LEGAL OR REGULATORY REQUIREMENT; AND (III) CLAIMS ARISING UNDER CONSUMER PROTECTION OR SIMILAR LEGISLATION.

Limitation of liability; Waiver
UNDER NO CIRCUMSTANCES SHALL THE G4M PARTIES BE LIABLE TO YOU FOR ANY LOSS OR DAMAGES OF ANY KIND (INCLUDING, WITHOUT LIMITATION, FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL, PUNITIVE, EXEMPLARY AND/OR INCIDENTAL DAMAGES) (INCLUDING, BUT NOT LIMITED TO, LOST PROFITS OR ATTORNEYS' FEES) ARISING OUT OF OR IN ANY WAY RELATING, DIRECTLY OR INDIRECTLY, TO (A) THE G4M PLATFORMS (INCLUDING, WITHOUT LIMITATION, ALL MATERIALS, WIDGETS, MOBILE FEATURES, SOCIAL DISTRIBUTION, APPLICATIONS, AND INFORMATION, PRODUCTS AND SERVICES CONTAINED ON OR AVAILABLE ON OR THROUGH THE G4M PLATFORMS); (B) USER CONTENT; (C) YOUR USE OF, INABILITY TO USE, OR THE PERFORMANCE OF THE G4M PLATFORMS; (E) ANY ACTION TAKEN IN CONNECTION WITH AN INVESTIGATION BY THE G4M PARTIES OR LAW ENFORCEMENT AUTHORITIES REGARDING YOUR USE OF THE G4M PLATFORMS; (F) ANY ACTION TAKEN IN CONNECTION WITH COPYRIGHT OR OTHER INTELLECTUAL PROPERTY MATTERS; (G) ANY ERRORS OR OMISSIONS IN THE TECHNICAL OPERATION OF THE G4M PLATFORMS; OR (H) ANY DAMAGE TO ANY USER'S COMPUTER, MOBILE DEVICE, HARDWARE, SOFTWARE, OR OTHER EQUIPMENT OR TECHNOLOGY INCLUDING, WITHOUT LIMITATION, DAMAGE FROM ANY SECURITY BREACH OR FROM ANY VIRUS, BUGS, TAMPERING, FRAUD, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER LINE OR NETWORK FAILURE OR ANY OTHER TECHNICAL OR OTHER MALFUNCTION, EVEN IF FORESEEABLE OR EVEN IF THE G4M PARTIES HAVE BEEN ADVISED OF OR SHOULD HAVE KNOWN OF THE POSSIBILITY OF SUCH DAMAGES, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE, STRICT LIABILITY OR TORT (INCLUDING, WITHOUT LIMITATION, WHETHER CAUSED IN WHOLE OR IN PART BY NEGLIGENCE, ACTS OF GOD, TELECOMMUNICATIONS FAILURE, OR DESTRUCTION OF THE G4M PLATFORMS). IN NO EVENT WILL THE G4M PARTIES BE LIABLE TO YOU OR ANYONE ELSE FOR LOSS, DAMAGE OR INJURY, INCLUDING, WITHOUT LIMITATION, DEATH OR PERSONAL INJURY. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.
YOUR SOLE REMEDY FOR DISSATISFACTION WITH ANY PORTION OF THE G4M PLATFORMS IS TO STOP USING THE G4M PLATFORMS, AND THE SOLE AND EXCLUSIVE MAXIMUM AGGREGATE LIABILITY OF THE G4M PARTIES FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), OR OTHERWISE) SHALL BE THE GREATER OF TEN DOLLARS ($10.00) OR THE TOTAL AMOUNT PAID BY YOU, IF ANY, TO ACCESS THE G4M PLATFORMS.
YOU AGREE THAT IN THE EVENT YOU INCUR ANY DAMAGES, LOSSES OR INJURIES THAT ARISE OUT OF G4M'S ACTS OR OMISSIONS, THE DAMAGES, IF ANY, CAUSED TO YOU ARE NOT IRREPARABLE OR SUFFICIENT TO ENTITLE YOU TO AN INJUNCTION PREVENTING ANY EXPLOITATION OF THE G4M PLATFORMS OR ANY G4M WEB SITES, MOBILE APPS, PROPERTY, PRODUCT, SERVICE, OR OTHER G4M PLATFORM CONTENT OWNED OR CONTROLLED BY THE G4M PARTIES, AND YOU WILL HAVE NO RIGHTS TO ENJOIN OR RESTRAIN THE DEVELOPMENT, PRODUCTION, DISTRIBUTION, ADVERTISING, EXHIBITION OR EXPLOITATION OF ANY G4M PLATFORM, MOBILE APP, PROPERTY, PRODUCT, SERVICE, OR OTHER SITE CONTENT OWNED OR CONTROLLED BY THE G4M PARTIES.
BY ACCESSING THE G4M PLATFORMS, YOU UNDERSTAND THAT YOU MAY BE WAIVING RIGHTS WITH RESPECT TO CLAIMS THAT ARE AT THIS TIME UNKNOWN OR UNSUSPECTED, AND IN ACCORDANCE WITH SUCH WAIVER, YOU ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTAND, AND HEREBY EXPRESSLY WAIVE, THE BENEFITS OF SECTION 1542 OF THE CIVIL CODE OF CALIFORNIA, AND ANY SIMILAR LAW OF ANY STATE OR TERRITORY, WHICH PROVIDES AS FOLLOWS: "A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR."
Indemnification
You agree to defend, indemnify and hold the G4M Parties harmless from and against any and all claims, damages, costs, investigations, liabilities, judgments, settlements and expenses, including attorneys' and paralegal fees, that directly or indirectly arise from or are otherwise directly or indirectly related to: (a) your User Content; (b) your use of the G4M Platforms or activities in connection with the G4M Platforms, including the manner in which your use of the same may impact third parties; (c) your breach or anticipatory breach of this agreement or any Additional Terms; (d) your violation of any laws, rules, regulations, codes, statutes, ordinances or orders of any governmental and quasi-governmental authorities, including, without limitation, all regulatory, administrative and legislative authorities; (e) information or material transmitted through your computer, even if not submitted by you, that infringes, violates or misappropriates any copyright, trademark, trade secret, trade dress, patent, publicity, privacy or other right of any person or defames any person; (f) any misrepresentation made by you; or (g) the G4M Parties' use of your information as permitted under this agreement, the Privacy Policy, or any other written agreement between you and us. You will cooperate as fully required by the G4M Parties in the defense of any claim. Notwithstanding anything to the contrary in this indemnification section, the G4M Parties reserve the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you and you will remain liable for the indemnification obligation. You will not in any event settle any claim without the express written consent of G4M.

International Use
The information provided on or through the G4M Platforms themselves are not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. We control and operate the G4M Platforms from offices located in the United States and make no representations or warranties that the information, products or services available through the G4M Platforms are appropriate for use or access in other locations. Anyone using the G4M Platforms from other locations does so on their own initiative and is responsible for compliance with United States' and local laws regarding online conduct and acceptable content, if and to the extent such laws apply. We reserve the right to limit the availability of the G4M Platforms or any portion of the G4M Platforms, to any person, geographic area, or jurisdiction, at any time and in our sole discretion, and to limit the quantities of any content, program, product, service or other feature that we provide. Software related to or made available by the G4M Platforms may be subject to United States export controls. Thus, no software from the G4M Platforms may be downloaded, exported or re-exported: (a) into a country that is subject to a U.S. government embargo, or that has been designated by the U.S. government as a "terrorist supporting" country; and (b) by or to any person listed on any U.S. Government list of prohibited or restricted persons. By downloading any software related to the G4M Platforms, you represent and warrant that you are not located in, under the control of, or a national or resident of, any such country or on any such list.

Termination and Enforcement by G4M
In the event G4M determines, in its sole discretion, that you have violated this agreement, G4M will have the right to immediately terminate your account (with or without refund), suspend or block access to your use of the G4M Platforms, or block the sending, receiving or uploading of content from the G4M Platforms, or pursue any other remedies available to it under applicable law. G4M also reserves the right to investigate suspected violations of this agreement. Any violation of this agreement may be referred to law enforcement authorities. G4M further reserves the right at any time to modify or discontinue, temporarily or permanently, any of the G4M Platforms with or without notice. You agree that G4M will not be liable to you or to any third-party for any modification, suspension, or discontinuation of the G4M Platforms. Any provision of this agreement, which by its terms, ought to survive, shall survive any termination of this agreement.

Governing Law and Dispute Resolution
Except for disputes relating to the infringement of your or G4M's intellectual property (such as trademarks, trade dress, copyright and patents) or where you or G4M are seeking a preliminary injunction ("Excluded Disputes"), you agree that all disputes between you and G4M (whether or not such dispute involves a third-party) with regard to this agreement, your use of the G4M Platforms, or any G4M advertisement or promotion, will be resolved by binding, individual arbitration under the American Arbitration Association's rules for arbitration of consumer-related disputes and you hereby expressly waive trial by jury. Neither you nor G4M will participate in a class action or class-wide arbitration for any claims covered by this agreement. This dispute resolution provision will be governed by the Federal Arbitration Act and, where consistent, Florida law. The arbitration will be conducted in Indian River County, Florida, in the English language by three arbitrators appointed in accordance with the American Arbitration Association's Rules. Judgment on the award rendered by the arbitrators may be entered in any court having competent jurisdiction. Any provision of applicable law notwithstanding, the arbitrators will not have authority to award punitive or exemplary damages. This agreement is governed by and construed in accordance with the laws of the State of Florida without giving effect to any principles of conflicts of law. You agree that any action at law or in equity relating to the arbitration provision of this agreement or the Excluded Disputes will be filed only in the state or federal courts located in, or having jurisdiction over matters arising in, Indian River County, Florida, and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action.

Updates to This Agreement
We reserve the right to modify or add to this agreement at any time without prior notice ("Updated Terms") and that such updated terms will apply to any Subscription currently in force or any Personal Account then in existence. You agree that we may notify you of the Updated Terms by posting them on the G4M Platforms so that they are accessible via a link on the home page or within the App, and that your use of the G4M Platforms after we have posted the Updated Terms (or engaging in such other conduct as we may reasonably specify) constitutes your agreement to the Updated Terms. Therefore, you should review this agreement before using the G4M Platforms. The Updated Terms will be effective as of the time of posting, or such later date as may be specified in the Updated Terms, and will apply to your use of the G4M Platforms from that point forward.

Privacy Policy
Greetings4Meetings will not share personal information of subscribers.

Assignment
In our sole discretion, we may assign this agreement in whole or in part, without notice to you. You may not assign this agreement without our prior written consent.

Third-Party Beneficiary
If you use one of our Apps on an App Platform, you acknowledge and agree that the App Platform is a third-party beneficiary of this agreement, and that, upon your entry into this agreement, the App Platform will have the right (and will be deemed to have accepted the right) to enforce this agreement against you as a third-party beneficiary.

No Waiver
The waiver by either party of any breach of this agreement will not be construed to be a waiver of any succeeding breach or any other covenant. All waivers must be in writing, and signed by the party waiving its rights. This agreement may be modified only by a written instrument executed by authorized representatives of you and G4M.

Contact Information
If you have any questions, complaints, or claims, you may contact G4M at:
Greetings4Meetings Customer Support
PO Box 651525
Vero Beach, FL 32965
admin@greetings4meetings.com

Entire Agreement
This agreement, along with any applicable written Additional Terms, constitutes the entire agreement between the parties with respect to the subject matter hereof, and supersedes all prior agreements, proposals, negotiations, representations or communications relating to the subject matter. Both parties acknowledge that they have not been induced to enter this agreement or Additional Terms by any representations or promises not specifically stated herein or in the written Additional Terms.